A recent survey showed that while many banks have service charges on interest-bearing and non-interest-bearing accounts with balances that are falling below a set minimum, some banks provide virtually free checking regardless of the account balance.


with balances that are falling below

whose balances fall below

whose balances fall below that of

that have balances below that of

that have balances that fall below those of

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题目分析：
本题具有比较词fall below；在(A)(B)中，具有fall below关系的两者为“结余（balances）”和“最小值（a set minimum）”；在(C)(D)(E)中，具有fall below关系的两者为“结余（balances）”和“that of 最小值（a set minimum）”

选项分析：

A选项：定语从句that are falling below a set minimum的时态有误。没有理由在本句中用正在进行时，应改为一般现在时。

B选项：Correct. 本选项在语法和逻辑上均是正确的。

C选项：比较对象有误。与“结余（balances）”形成“低于（fall below）”关系的应该是“最小值（a set minimum）”，而不是that of a set minimum。

D选项：比较对象错误同选项(C)。

E选项：比较对象错误同选项(C)。

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