The bank holds $3 billion in loans that are seriously delinquent or in such trouble that they do not expect payments when due.
they do not expect payments when
it does not expect payments when it is
it does not expect payments to be made when they are
payments are not to be expected to be paid when
payments are not expected to be paid when they will be
a,they找不到指代对象
b, 第一个it指代银行,第二个指代如果也是指代银行的话,逻辑就不对
c, it指代银行,they指代payments,指代清晰
d, payment 和 paid语义重复
e,语义重复,且时间从句when里的时态不对
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