In emerging economies in Africa and other regions, large foreign banks that were set up during the colonial era have long played a major economic role. These institutions have tended to confine their business to the wealthier of banks' potential customers. But development of these countries' economies requires financing of the small businesses that dominate their manufacturing, farming, and services sectors. So economic growth will be likely to occur if local bank stake on this portion of the financial services markets, since __________.

Which of the following completions would produce the strongest argument?    


local banks tend not to strive as much as large foreign banks to diversify their investments    

small farming and manufacturing businesses contribute to economic growth if they obtain adequate investment capital    

large foreign banks in emerging economies could, with local employees and appropriate local consultation, profitably expand their business to less wealthy clients    

some small businesses are among the wealthier customers of foreign banks in emerging economies    

local banks in emerging economies tend to be less risk-averse than foreign banks    

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情景：在像非洲等的新兴经济中，大型外资银行（殖民时代已建立）有很大的影响力。这些银行只会服务于富一些的客户。但是这些国家的经济要求一些小型行业（如制造业，农业和服务业）也需要被扶植。所以，如果持有这些行业股份的当地银行可以运营起来，经济就可以增长，因为_____。

推理：我们顺着题干中的逻辑找一个可以解释“经济可以增长”的原因。而题干中给的前提是“持有这些行业股份的当地银行可以运营起来”，那么再细化一些就是，我们要找的是“小型企业崛起和经济增长的关系”。


选项分析：

A选项：当地银行不会像外资银行那样为多元化投资而努力：如果不会的话，当地银行就不太可能愿意资助小型企业了。

B选项：正确。如果小型的农业和制造业可以拿到足够的资金，就可以为经济增长做贡献：直接解释了小型企业崛起和经济增长的关系——正相关。

C选项：在当地雇员和咨询下，大型外资银行可以把它们的业务拓宽到不那么富有的客户上：我们要解释的是小型企业崛起和经济增长的关系，和大型企业无关。

D选项：一些小企业属于大型外资银行的客户：无关。

E选项：当地银行比外资银行更不风险厌恶：与银行的风险偏好无关。

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