To improve the long-term savings rate of the citizens of Levaska, the country's legislature decided to implement a plan that allows investors to save up to $1,000 per year in special accounts without paying taxes on the interest earned unless withdrawals are made before the investor reaches age sixty-five. Withdrawals from these accounts prior to age sixty-five would result in the investor's having to pay taxes on all the accumulated interest at the time of withdrawal.

Which of the following, if true, most strongly supports the prediction that the legislature's plan will have its intended effect?


The money saved in the tax-free savings accounts will be deposited primarily in those banks and financial institutions that supported the legislation instituting the plan.

The majority of people choosing to take advantage of the tax-free savings accounts will withdraw their money prior to age sixty-five.

A significant number of the citizens of Levaska will invest in the tax-free savings accounts well before they reach the age of sixty-five.

During the ten years prior to implementation of the plan, Levaskans deposited an increasingly smaller percentage of their annual income in long-term savings accounts.

People who are not citizens of Levaska are not eligible to invest in the tax-free savings accounts, even if their income is taxable in Levaska.

加入错题本 分享
纠错
考题讲解

情景：为了让人民进行长期存款，Levaska政府决定弄出一个特殊账户。这个账户对长期存款具有一系列福利措施。

推理：本题直接让我们评估方案的好坏，因此肯定是方案推理。
推理结构为： 
目标：To improve the long-term savings rate of its citizens 
方案：Introduce special savings accounts

选题方式：方案推理有三个评估方向，简而言之，即，答案选项一定和方案的内容相关。

选项分析：

A选项：存在特殊账户中的钱会存在那些支持这种账户的公司。无论钱存在哪里，只要有这么一个账户，且能吸引人来存款，就不会影响方案三个方面的评估方向。

B选项：大部分用特殊账户的人都会在65岁之前就取出钱了。本选项提到了方案，并且表示方案有可能并不能达成吸引“长期”存款的目的，属于CQ1：方案的可行性问题。但是，题目问的是加强，所以本选项不能成为答案。

C选项：Correct. 很多人会在距离65岁比较远的时候就开始向此账户中存钱。如果很多人都在快65岁的时候才开始向该账户中存钱，则方案显然不能带来长期存款。所以本选项属于排除了一个可能令方案不可行的问题，属于CQ1：方案的可行性问题。

D选项：在这个方案实施的十年前，很少有Levaska的人会进行长期存款活动。本选项没有提到现在的方案，内容说的是方案实施前的Levaska的情况，不能评估方案推理。

E选项：非Levaska的公民没有资格把钱存在特殊账户中，就算他们的收入在Levaska是上税的。无论外人有没有资格存钱，只要能提升总体的长期存款就可以，所以本选项不能评估此方案推理。

展开显示

登录 或 注册 后可以参加讨论

DaQuan-CR
考点