For similar cars and comparable drivers, automobile insurance for collision damage has always cost more in Greatport than in Fairmont. Police studies, however, show that cars owned by Greatport residents are, on average, slightly less likely to be involved in a collision than cars in Fairmont. Clearly, therefore, insurance companies are making a greater profit on collision-damage insurance in Greatport than in Fairmont.
In evaluating the argument, it would be most useful to compare
the level of traffic congestion in Greatport with the level of traffic congestion in Fairmont
the cost of repairing collision damage in Greatport with the cost of repairing collision damage in Fairmont
the rates Greatport residents pay for other forms of insurance with the rates paid for similar insurance by residents of Fairmont
the condition of Greatport's roads and streets with the condition of Fairmont's roads and streets
the cost of collision-damage insurance in Greatport and Fairmont with that in other cities
情景:对于相同的车和司机,保险公司在Greatport的车祸保险费高于Fairmont。然而,研究表明,Greatport的车比Fairmont的车更不容易发生事故。因此,保险公司在汽车险上所赚的钱,Greatport多于Fairmont。
推理:由于前提和结论讲的是不同的事情,并且保险公司要先理赔,才能盈利,所以本题是因果推理。
顺序的因果逻辑:因为保险公司在Greatport的车祸保险费高于Fairmont,且Greatport的车比Fairmont的车更不容易发生事故,所以保险公司在汽车险上所赚的钱,Greatport多于Fairmont
(因)前提:保险公司在Greatport的车祸保险费高于Fairmont,且Greatport的车比Fairmont的车更不容易发生事故
(果)结论:保险公司在汽车险上所赚的钱,Greatport多于Fairmont
选题方式:因果推理只有一个评估方向,简而言之,即,反驳推理文段中的结论。
选项分析:
A选项:Greatport和Fairmont两地的交通拥挤度相比。交通拥挤度和保险公司利润无关。
B选项:Correct. Greatport和Fairmont两地的损失修补费相比。显然地,损失修补费将会决定保险公司的成本,继而决定利润。
C选项:Greatport和Fairmont两地居民买其他险种的比例相比。居民保险的数量和保险公司利润无关。
D选项:Greatport和Fairmont两地的路况相比。路况好坏,只要不涉及理赔,就和保险公司利润无关。
E选项:Greatport和Fairmont两地跟其它地方的车祸保险费相比。其它地域的保险和这两地保险公司的利润无关。
老师,我觉得C选项解释有点问题;居民的保险数肯定和保险公司的利润有关,因为G地的保费更多些;而C选项指的是比例,比例的大小不能推断出保险数的多少所以C不能选吧;是吧??
同问,所以我也选了C;
你发起提问了吗?老师还没回?
Clearly, therefore, insurance companies are making a greater profit on collision-damage insurance in Greatport than in Fairmont.
题干的结论限定了是车祸险的利润,不是这个公司所有的利润,所以其他的险种跟前提结论没啥关系。
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