Many United States companies believe that the rising cost of employees' health care benefits has hurt the country's competitive position in the global market by raising production costs and thus increasing the prices of exported and domestically sold goods. As a result, these companies have shifted health care costs to employees in the form of wage deductions or high deductibles. This strategy, however, has actually hindered companies' competitiveness. For example, cost shifting threatens employees' health because many do not seek preventive screening. Also, labor relations have been damaged: the percentage of strikes in which health benefits were a major issue rose from 18 percent in 1986 to 78 percent in 1989.
Health care costs can be managed more effectively if companies intervene in the supply side of health care delivery just as they do with other key suppliers: strategies used to procure components necessary for production would work in procuring health care. For example, the make/buy decision—the decision whether to produce or purchase parts used in making a product—can be applied to health care. At one company, for example, employees receive health care at an on-site clinic maintained by the company. The clinic fosters morale, resulting in a low rate of employees leaving the company. Additionally, the company has constrained the growth of health care costs while expanding medical services.
The author of the passage asserts which of the following about managing health care costs in an effective manner?
Educating employees to use health care wisely is the best way to reduce health care costs.
Allowing employees to select health care programs is the most effective means of controlling health care costs.
Companies should pass rising health care costs on to employees rather than to consumers of the companies' products.
Companies should use strategies in procuring health care similar to those used in procuring components necessary for production.
Companies should control health care costs by reducing the extent of medical coverage rather than by shifting costs to employees.
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题目释义:
细节题目
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这个题目定位在“Health care costs can be managed more effectively if companies intervene in the supply side of health care delivery just as they do with other key suppliers: strategies used to procure components necessary for production would work in procuring health care. ”。关键词十分明显,选项也几乎照抄原句。比较简单。
选项分析:
A选项:教育雇员去明智的用医疗保障是减少医疗保障费用的最好方法。文中没有提及教育雇员这类的方法。
B选项:允许职员去选择医疗项目是最有效利用医疗经费的办法。文中没有提到让员工自主选择医疗项目的,属于无中生有。
C选项:公司需要给员工增加医疗保障金而不是给他们的顾客增加医疗保障金。文中没有涉及到给顾客医疗保障。属于无中生有。
D选项:Correct。公司需要拿出购买产品组件的策略来“购买”医疗保障。这个选项几乎是原文定位句的直译。正确选项
E选项:公司应该从减少医疗覆盖来控制医疗保障费用而不是将费用移给雇员。这个选项的后半句是对的,定位在“cost shifting threatens employees' health because many do not seek preventive screening.”。但是让其变得更有效的方法不是减小医疗的覆盖范围(设立定点医院不等同于减小医疗覆盖范围,医疗覆盖范围多指可医治的疾病数量),文中没有涉及减小医疗范围。
Health care costs can be managed more effectively if companies intervene in the supply side of health care delivery just as they do with other key suppliers
健康管理的成本可以被更有效得管理,如果公司像干预核心供应商一样去干预健康管理供应商